NicePay:)

Omni-channel Electronic Bill Delivery, Payments and Budgeting Solution

Electronic Bill Delivery and Payment

NicePay:) is a B2B2C platform that delivers bills and alert messages from billers to consumers via intermediaries to facilitate speedy cash and electronic payments.

NicePay:) is deployed in a 4000+ branch European bank, integrated with over 250 utility and service providers supporting 30,000 payees and handling 1,500,000 payments daily.

NicePay:) Benefits

For Bank, Credit Unions, or Payment Intermediaries

  • Move from transactional to advisory relationship
  • Omni-channel service: online, mobiles, cards, kiosks, and teller payments
  • Differentiating factor for customer acquisition and retention
  • Increased payment revenues
  • Increased customer loyalty

For Billers


  • Reduced bill delivery costs
  • Reduced payment collection (call centre staff) costs
  • Reduced risk of non-payment
  • Increased direct debit adoption
  • Credit risk and up-selling analysis

For Consumers


  • Dashboard showing all bills dues and paid e.g. utilities, loans, LPT, etc.
  • Choice of devices (mobile, tablet, computer) or in branch (teller, kiosk)
  • Smart notifications, alerts, and reminders to avoid unwanted fees
  • Budgeting aid